Unorganized workers security - GS questions based on daily current affairs

1)   Which of the following are schemes formulated for unorganized workers (mentioned in the Unorganised Workers’ Social Security Act, 2008)?

1) Indira Gandhi National Old Age Pension Scheme
2) Janani Suraksha Yojana
3) Rashtriya Swasthya Bima Yojana


a. 1, 3
b. 2, 3
c. 1, 3
d. All of the above
Answer  Explanation 

ANSWER: All of the above

Explanation:
Various Schemes, formulated by the Government to provide social security cover to the unorganized worker, listed in the Schedule I of the above Act are as under:

  • Indira Gandhi National Old Age Pension Scheme (Ministry of Rural Development)
  • National Family Benefit Scheme. (Ministry of Rural Development)
  • Janani Suraksha Yojana (Ministry of Health and Family Welfare)
  • ’Handloom Weavers’ Comprehensive Welfare Scheme. (Ministry of Textiles)
  • ’Handicraft Artisans’ Comprehensive Welfare Scheme. (Ministry of Textiles)
  • Pension to Master Craft Persons. (Ministry of Textiles)
  • National Scheme for Welfare of Fishermen and Training and Extension. (Department of Animal Husbandry, Dairying & Fisheries)
  • Aam Admi Bima Yojana. (Department of Financial Services)
  • Rashtriya Swasthya Bima Yojana (Ministry of Health and Family Welfare)
  • Central Government has also launched following three schemes for all citizen targeting unorganised workers to provide them comprehensive social security.
  • Atal Pension Yojna (APY)
  • Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
  • Pradhan Mantri Suraksha Bima Yojana (PMSBY)


2)   Unorganised Workers’ Social Security Act, 2008 stipulates formulation of suitable welfare schemes for unorganised workers on matters relating to

1) Maternity benefits
2) Disability cover
3) Old age protection


a. 2, 3
b. 1
c. 1, 3
d. All of the above
Answer  Explanation 

ANSWER: All of the above

Explanation:

  • In order to provide social security benefits to the workers in the unorganised sector, the Government has enacted the Unorganised Workers’ Social Security Act, 2008.
  • The 2008 Act stipulates formulation of suitable welfare schemes for unorganised workers on matters relating to:

  • (i) life and disability cover,
    (ii) health and maternity benefits,
    (iii) old age protection and
    (iv) any other benefit as may be determined by the Central Government through the National Social Security Board.